Storm Damage Roof Repair in Winter Haven, FL

Storm Damaged Roof Repairs: Signs to Look For

• Missing, creased, or lifted shingles
• Broken or displaced roof tiles
• Shingle granules piling up in gutters or at downspouts
• Bent drip edge, flashing, or ridge caps
• Fallen limbs or debris on the roof

Document before you clean up

Take photos of the roof, fallen debris, and any interior water spots before anything gets moved. Note the date of the storm. Insurance carriers in Florida have filing deadlines, so do not sit on damage you can see from the ground.

The Florida "25% rule" — and what changed

Florida used to require a full re-roof when more than 25% of a roof section needed repair. Since 2022, if your existing roof was built or replaced under the 2007 Florida Building Code or newer, only the damaged portion has to be brought to code. Older roofs may still trigger a full replacement. Your inspection will tell you which side of the line you are on.

Watch out for storm chasers

After big storms, out-of-area crews flood into Polk County. Before signing anything, verify the contractor's Florida license at myfloridalicense.com, never sign over your insurance benefits on the spot, and be wary of anyone asking for large cash deposits.

Next steps for your Winter Haven roof

Wind and hail damage is easy to miss from the ground, and Florida insurance claims have filing deadlines. A free roof inspection with dated photos tells you whether you have a claim worth filing, and a written scope gives your adjuster what they need. Damaged tile and shingle roofs are both covered — see tile repairs and shingle repairs for details. Call now for storm damage roof repair in Winter Haven.